Invest In Your Dreams
March 30th, 2017 
Chaim Talpalar

Sales Representative

Harvey Kalles Real Estate Ltd., Brokerage
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Invest In Your Dreams

Feds Urged to Help Cool the Market

 Sousa suggests Ottawa raise capital gains inclusion rate

Queen’s Park wants Ottawa to help cool home prices in overheated real estate markets such as Toronto. Ontario Finance Minister Charles Sousa is urging federal Finance Minister Bill Morneau to take steps in his budget Wednesday to curb speculation contributing to the soaring cost of homes. More

HOT Listings

HOT Listings

MLS® #: N3716291
7 Maryvale Cres, Richmond Hill
Price: $6,688,000
Status: Available For Sale
Bedrooms: 5
Bathrooms: 6
Virtual Tour:
MLS® #: C3725713
377 Madison Ave, Unit 602, Toronto
Price: Leased
Status: Leased
Bedrooms: 1+1
Bathrooms: 1
Virtual Tour:

CMHC to Raise Rates

Canada’s Federal Housing Agency is hiking the cost of mortgage loan insurance for home buyers starting March 17, as part of new regulatory requirements requiring it to hold more capital to offset risks in the country’s red-hot real estate market.

Canada Mortgage & Housing Corp, said Tuesday it doesn’t anticipate the increases will have a “significant impact” on home buyers & experts the changes will add about $5 to a monthly mortgage payment for those with an average CMHC insured loan of approximately $245,000.

But taken together with other changes recently put in place in an effort to cool down Canada’s housing market, James Laird, co-founder of interest rate-comparison website RateHub, says that CMHC increase will have an effect on home buyers, particularly those who will be purchasing properties for the first time.

MetroNews -The Canadian Press- Jan 2017

Roller Coaster for First Time Buyers

Royal Bank hikes rates day after province offers tax refund 

First time Buyers in Toronto’s hot property market mush be wondering when they will catch a break...More

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Did You Know?

Did You Know?

Is a Home a Good Investment?7 Helpful Tips That Ensure Your Loan Process Goes Smoothly Standard Forms Required to Purchase a Property
For those wanting a steady return on their money, houses can be a sure bet.The loan and mortgage process is a stressful and sometimes frustrating procThere are several forms and paperwork that must be completed in order to pu
Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New properties are listed every day. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
Home Buying & Selling Assistance

Home Buying & Selling Assistance

If you are buying a home, then, before you decide on whether this home is your dream home, the following checklist will help you look at prospective homes with a critical eye. We suggest printing this page and putting it on a clipboard. When you find a home that really interests you, mark the features you see and note their general condition on this list.When should I sell my home? Your answer to this question might be right now! If you have taken a job in another city or made an offer on a new home, or had an addition to your family, selling your home fast might be the most important goal you have. Most people, however, have some flexibility when they sell their home. Let us take a closer look at the most important factors that can go into this decision.A hot market is a "sellerís market". During a sellerís market, properties can sell within a few days of being listed and there are often multiple offers. Sometimes homes even sell above the asking price. Though most buyers want to get a "deal" on a home, reducing your offer by even a few thousand dollars could mean that someone else will get the home you desire.
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